WHAT WE ASK FROM YOU – Lawson Financial Ltd

What We Ask From You

To enable us to research your options as best we can, we will ask you to provide us with applicable documentation. This is important as we use our years of experience to view your situation as a mortgage underwriter would. No research will be carried out without this documentation to ensure that we recommend the most appropriate mortgage and lending applicable to you and your circumstances. This means you will be best placed to proceed with your mortgage and we are fully aware of your situation and will speed your mortgage application up. Requirements can change but the more we know about you and your situation the better.

We will carry out identification checks to meet our regulatory obligation to ensure you are who you say you are and to prevent fraud and money laundering. A full printable list of acceptable documents and validity dates can be found here.

Full length portrait of happy father with two sons hanging pictures on wall while moving in to new home, copy space

Couple second key to new home with hand in heart symbol

We will email you a printable checklist of documents and you can either post them to us, drop them through our door, email them or put them on a Dropbox link or GoogleDrive link or similar. Please can you provide all documents in one go as promptly as possible otherwise it makes it very difficult to keep track with all of our customers. If you are self-employed as a sole trader, partnership or a Limited Company or are in receipt of any rental income, please click here for more information.

Your Credit Profile

Monitoring your credit file is important as it is used to assess your worthiness and profiling for multiple things including obtaining a mortgage, paying for an insurance policy, letting a property, employment and it will help prevent identity fraud. As part of our assessment of your needs we will ask you to obtain your credit file as it helps us to get an overall view of your financial situation, your payment history and spot anything that may be detrimental ahead of making any application.

We have partnered with the most comprehensive company CheckMyFile where you can easily obtain all the major credit agencies in just one report. You can obtain it free of charge for 30 days and then it is just £14.99 per month which you can cancel via CheckmyFile at any time.

CONTACT US

We have so much more information that we would love to share with you so please get in touch

Lawson Financial Ltd is a broker and not a lender

Your home may be repossessed if you do not keep up repayments on your mortgage

Lawson Financial Services will charge a fee for their services. The precise amount of this fee will depend on your circumstances but will be from £295.

Lawson Financial Ltd is directly authorised by the FCA

Lawson Financial Ltd is a broker and not a lender

Your home may be repossessed if you do not keep up repayments on your mortgage

Lawson Financial Services will charge a fee for their services. The precise amount of this fee will depend on your circumstances but will be from £295.

Lawson Financial Ltd is directly authorised by the FCA

Registered Office: Lawson Financial Ltd, 8 Biscay Close, Hill Head, Fareham, Hampshire PO14 3RG | Registered Company Number: 09000180 | Registered in England and Wales.