We arrange buy-to-let mortgages for investors purchasing or refinancing residential rental properties. Whether you are buying your first investment property or adding to an existing portfolio, we provide clear, practical advice and access to a wide range of UK buy-to-let lenders.

We work with both high-street and specialist lenders to help secure competitive terms based on rental income, property type and your wider financial position.

Real estate investment, Home Economy,

Limited Company & SPV Buy-to-Let

For investors using a Limited Company or Special Purpose Vehicle (SPV), we provide expert advice on buy-to-let mortgage options designed for company ownership.

We support:

Newly formed SPVs and existing limited companies

Portfolio growth using company structures

Refinancing personally owned properties into a company (where appropriate)

We understand lender requirements around company structure, shareholdings and personal guarantees, and guide you through the process to ensure your application is structured correctly from the outset.

Portfolio Landlord Mortgages

If you own multiple buy-to-let properties, we can help you access mortgage solutions designed for portfolio landlords.

Our service includes:

Portfolio-level affordability and stress testing

Portfolio remortgages and capital restructuring

Advice on adding new properties while maintaining lender flexibility

We work with lenders who assess your portfolio as a whole, not just individual properties, helping you plan sustainable long-term growth.

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Specialist & Complex Buy-to-Let

Some investment properties require a more specialist approach. We have access to lenders who consider more complex buy-to-let cases, including:

  • Houses in Multiple Occupation (HMOs)

  • Multi-unit freehold blocks (MUFBs)

  • Mixed-use properties

  • Non-standard construction and higher-value properties

Each case is assessed individually, and we provide clear guidance on what lenders are likely to consider based on the property and ownership structure.

Why Choose Us

We offer whole-of-market access including specialist buy-to-let lenders, advice tailored to property investors and not just homebuyers, experience with limited company and portfolio structures, and clear, transparent support from initial enquiry to completion.

Our focus is on helping property investors secure funding that aligns with both their current transaction and long-term investment strategy.

CONTACT US

We have so much more information that we would love to share with you so please get in touch

Lawson Financial Ltd is a broker and not a lender

Your home may be repossessed if you do not keep up repayments on your mortgage

Lawson Financial Services will charge a fee for their services. Find out about our fees here.

Lawson Financial Ltd is directly authorised by the FCA

Lawson Financial Ltd is a broker and not a lender

Your home may be repossessed if you do not keep up repayments on your mortgage

Lawson Financial Services will charge a fee for their services. Find out about our fees here.

Lawson Financial Ltd is directly authorised by the FCA

© 2026 Lawson Financial Limited | Customer Complaints PolicyPrivacy Policy | AI Policy |

Registered Office: Lawson Financial Ltd, 8 Biscay Close, Hill Head, Fareham, Hampshire PO14 3RG  |  Registered Company Number: 09000180  |  Registered in England and Wales.

© 2026 Lawson Financial Limited | Customer Complaints Policy | Privacy Policy | AI Policy |

Registered Office: Lawson Financial Ltd, 8 Biscay Close, Hill Head, Fareham, Hampshire PO14 3RG  |  Registered Company Number: 09000180  |  Registered in England and Wales.