We provide access to overseas mortgage solutions for UK and international clients looking to purchase or refinance property abroad. Our service connects clients with specialist lenders and brokers who understand the regulations, lending criteria, and practical considerations of buying property in international markets.

Please note that we do not provide advice directly on overseas mortgages. Access is facilitated via referral to regulated and specialist overseas mortgage brokers.

Our Overseas Mortgage Services Include

  • Residential & Buy-to-Let Abroad

    Funding solutions for investors purchasing homes, apartments, or rental properties outside the UK.

  • Limited Company & SPV Structures

    Some overseas lenders accept borrowing through Ltd Companies or SPVs, depending on local regulations and lender policies.

  • Refinance or Capital Raising

    Support for clients seeking to refinance overseas properties or raise capital, subject to lender assessment.

  • Portfolio & Multi-Property Investment

    Assistance for investors managing multiple overseas properties, where the broker and lender can accommodate portfolio lending.

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How Overseas Mortgages Are Assessed

Applications for overseas mortgages are typically assessed on factors including:

Property location, type, and market value

Borrower income, experience, and creditworthiness

Local property laws and regulatory requirements

Proposed rental income (for investment properties)

Loan-to-value and repayment strategy

Criteria vary by country and lender, and not all borrowers or properties will qualify.

Important Overseas Mortgage & Risk Disclaimer

Overseas mortgages carry additional risks compared to UK lending, including currency fluctuation, legal differences, and local property regulations.

We do not provide advice on overseas mortgages. Any advice, suitability assessment, and lending arrangements are provided by the referred broker.

All borrowing is subject to lender underwriting, valuation, and terms. Rates, fees, availability, and criteria may change without notice.

Why Use a Specialist Overseas Mortgage Broker

By referring clients to a specialist overseas mortgage broker, we ensure access to FCA-regulated and specialist overseas lending advice, knowledge of local property law, taxation, and lending criteria, support for residential, buy-to-let, or portfolio property investments abroad, and guidance on structuring finance through personal or company ownership.

We act only as a facilitator and do not provide personal recommendations.

Who We Work With

We refer overseas mortgage enquiries for:

  • UK and international property investors
  • Limited company or SPV borrowers
  • Clients purchasing or refinancing overseas residential or buy-to-let properties
  • Portfolio investors requiring specialist international lending

Each case is assessed by the master broker, and not all applicants or properties will qualify.

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Regulatory & Advice Disclaimer

We do not provide advice on overseas mortgages. All advice is provided by the referred specialist broker.

Your property may be repossessed if you do not keep up repayments.

Overseas mortgages are subject to lender criteria, local regulations, valuation, and underwriting. Rates, fees, and lending criteria may change without notice.

CONTACT US

We have so much more information that we would love to share with you so please get in touch

Lawson Financial Ltd is a broker and not a lender

Your home may be repossessed if you do not keep up repayments on your mortgage

Lawson Financial Services will charge a fee for their services. Find out about our fees here.

Lawson Financial Ltd is directly authorised by the FCA

Lawson Financial Ltd is a broker and not a lender

Your home may be repossessed if you do not keep up repayments on your mortgage

Lawson Financial Services will charge a fee for their services. Find out about our fees here.

Lawson Financial Ltd is directly authorised by the FCA

© 2026 Lawson Financial Limited | Customer Complaints Policy | Privacy Policy | AI Policy |

Registered Office: Lawson Financial Ltd, 8 Biscay Close, Hill Head, Fareham, Hampshire PO14 3RG  |  Registered Company Number: 09000180  |  Registered in England and Wales.

© 2026 Lawson Financial Limited | Customer Complaints Policy | Privacy Policy | AI Policy |

Registered Office: Lawson Financial Ltd, 8 Biscay Close, Hill Head, Fareham, Hampshire PO14 3RG  |  Registered Company Number: 09000180  |  Registered in England and Wales.